Selasa, 16 Juni 2020

PayAccept


PayAccept
About Us
We are on a mission to change how citizens of the world interact with blockchain technology and traditional finance by bringing digital wallet management to the masses. We are on a path towards un-banking millions of people around the world while providing them with an alternative, trustless, and decentralized way to manage their money.

We believe the world needs an alternative monetary system.
We believe the world needs a truly democratic and decentralized financial system that is not driven by decisions of political leaders and central banks. Money must be accessible to everyone in a safe way, without detours, scalable, and safe. That is what we want to achieve such a system with PayAccept.

Keystones
PayAccept ends the complexities of buying, selling and using assets held across multiple accounts. In the world’s first initial convertible coin offering (ICCO), investors will have direct participation in company growth.
OUR BANK
Part of a holistic finance system allowing native compatibility between fiat & cryptocurrency.

OUR EXCHANGE
Our users will trade and interact with regulated crypto-exchanges, like NEXT.exchange — and without hidden fees.

OUR INTERFACE
Gives users a single place to manage, trade and use crypto and fiat for all payments & purposes.

FULLY REGULATED
Regulated by a European Directive Prospectus as equity warrants, granting unprecedented peace of mind.

OUR CURRENCY
PayAccept will be a decentralized currency that people all around the world can use to get paid.
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Our Mission
Instantly access any asset with Blockchain‑powered security
PayAccept provides a holistic blockchain platform giving users a simple, unified crypto and banking experience. We handle the technical so you can focus on your assets.

Single unified blockchain platform & interface
Segregated fiat & crypto assets
Real-time asset exchange & access
Comprehensive blockchain‑powered fraud prevention

Trade fiat and crypto with a single interface
The PayAccept network enables customers to freely exchange assets without worrying about denomination. The payer and the recipient of any transaction could opt for the asset of their choice, so customers can pay in Bitcoin to a friend requesting Euros.

Virtual fiat is moved from A to B at the exchange. The transaction is recorded on the blockchain and then reflected automatically in the corresponding customers’ restricted exchange bank accounts.
The transaction is recorded on the blockchain and then reflected automatically in the corresponding customers’ restricted exchange bank accounts.

Use of Capital
Acquire a controlling interest in an EU bank and upgrade its systems.
Develop the PayAccept Blockchain Clearing and Settlement Platform & our crypto exchange
Secure strategic investments in financial services, blockchain companies and our community.

Roadmap
April 20th, 2020 - Launch PAY (ERC20) Token
April 14th, 2020 - Registered Office in the Netherlands

Our team
Christiaan van Steenbergen - CEO
Gleb Jout - CMO
James Lauren - CSO
Join us - Want a new challenge?

Information

Author

Tozex

Tozex
What is Tozex?
Tozex is a financing platform which combines a token issuance module “Tokenpad” allowing to launch a token based crowdfunding campaign (ICO, STO and BRO) with an embedded crypto asset market place.

Smart Contract
Our platform uses the power of smart contract as a trustless third party to manage the issuance of tokens (utility, payment or securities) maintain by an open source library.
The decentralized exchange order book managing bids and asks stay publicly auditable by any one avoiding opacity and market manipulation.

Interface
The user interface is designed to be friendly to improve user experience without neglected security.
Our trading & issuing token's functionalities are developed to facilitate the interaction of our users with the current crypto asset ecosystem

Transparency
One of the main characteristic of blockchain is to bring transparency among stakeholders (regulators, companies, investors, traders ...).
Moreover the vote of our community is an important fact to list a new crypto asset on our platform after an internal due diligence.

Entrepreneurs
Launch cryptoasset fundraising campaigns (ICO, STO or BRO)
Expand the awareness of your promising projects by submitting it to our community
Save time and important costs (technical, marketing etc)
Create your cryptoasset with a sustainable liquid market

Investors
Identify early stage investment opportunities on exclusive projects
Compare profitability and risks of each projects (given bonus, total supply ...)
Liquid investments: Invest or get back your investments within an unique platform
Stay informed about the activities of your projects

Traders
Multi-signature deposit wallet to keep safe your cryptoassets
Exclusive opportunities to trade newly cryptoassets
Decentralized order book
Pertinent market information and live market data (trading charts, reports …)

Legal
We have allocated a budget to cover legal and compliance costs. We want to ensure that our business is continuously
compliant with the laws which we operate in and coordinate with expert legal providers to support project creators
for their Token sale projects. The fund will be used to be compliant with the SEC and other regulatory entities will be
a top priority for our token. Our budget is allocated to cover existing and any new regulatory laws.

TOKEN ALLOCATION
USE OF FUNDS
Our Roadmap
Q1 2020
Private BRO limited to 150 investors
Partnerships extension with international Accelerators & Incubators
TOZEX Pre beta version :
- Smart contract ERC20, ICO and Multisig externaly audited
- Activation of KYC/AML checks
- Buying Cryptocurrency with credit card.
- Investor data requierements activated

Q2 2020
Public BRO investment launched
Tozex Beta version :
- UI/UX interface refactored
- Smart contract : STO and BRO integrated
- Software and Hardware Wallet gateway integrations
- Deposit and Withdraw swap functions
- Decentralized order book enabled

Q3 2020
First quarter BRO interests distributed.
Listing TOZ token exclusively on our exchange
First financed projects
Compliance with international standards - ISO/TC307

Q4 2020
Tozex final version published
Second quarter BRO interests distributed.
OTC desk service
USA & JAPAN Financial services licence (FIAT Deposit)

Meet Our Team
Remy Andrรฉ Ozcan - Chief Executive Officer
Christophe Andrรฉ Ozcan - Chief Technology Officer
Li Zi Xin - Lead Developer
Sabine Delansay - UX/UI Designer
Olivier Kleindienst - Financial manager
Michaรซl Desteuque - Blockchain Developer
Goudet Abalรฉ - PR Manager
Julien Bringer - Cybersecurity Specialist
Wael Rajab - Trading & Operations Specialist

Information

Author

Our Partners

Minggu, 14 Juni 2020

Brand Tokens

Brand Tokens
In financial matters, unit of account is one of the elements of cash. The estimation of something is estimated in a particular money. This permits various things to be looked at against one another; for instance, products, administrations, resources, liabilities, work, pay, costs. It loans significance to benefits, misfortunes, risk, or resources.

A unit of account in budgetary bookkeeping alludes to the words that are utilized to portray the particular resources and liabilities that are accounted for in fiscal summaries instead of the units used to quantify them. Unit of account and unit of measure are once in a while treated as equivalent words in monetary bookkeeping and financial matters.

Brand token is a unit of account, which is made and accounted on the Blockchain. Brand tokens can be utilized as dependability focuses which implies that they are given by a brand and convey to customers as a compensation for wanted practices like shopping, social commitment or alluding new customers and so on.

BRND Token, the fundamental token of the Brand Tokens biological system, is a Token as a Service (TaaS). Organizations can make their own one of a kind token (xB) on the Brand Tokens arrange. With their own one of a kind token, organizations can remunerate their clients effectively without changing their image picture. We are helping clients to get increasingly fun, better arrangements, and another method of giving important criticism to brands. Token information total empowers better approaches for content investigation and circulation, making proposals from companions increasingly significant and dependable. Brand tokens are ERC20 standard tokens gave utilizing the Ethereum open Blockchain.

In what manner can my business profit by tokenization?
Tokens are a ground-breaking devotion apparatus, that give your customers the sentiment of moment compensates that can be used right a way. Occupant dependability arrangements have low commitment and reclamation levels - dominant part of customers don't have the foggiest idea how much focuses they have. This is on the grounds that point can't be moved and they rapidly lapse, which demoralize customers and they lose enthusiasm for items and unwaveringness arrangements. With tokens they can without much of a stretch trade their compensations for something different, and gather tokens from a wide range of brands to receive what they need consequently. Giving them the sentiment of satisfaction. Tokens, on account of their transferability, additionally give valuable information about your customers. You can see where the customer originated from, who gave him your tokens, what are his ways of managing money - giving you a possibility of giving him all the more fulfilling administration.

Notwithstanding the predominance of the devotion rewards framework, the current model is broken. A few clients could never recover their focuses and the individuals who might discover the procedure hazy. Brand Tokens is a dependability prize and trade stage driven by blockchain. We are designing progressive new use cases and another method of building steadfastness among brands and clients. With our assistance, brands can issue, oversee, and use blockchain-based devotion tokens to compensate and give another, better, and perfect understanding for clients. Tokens are effectively interchangeable, fluid, and evaluated continuously alleviating overhanging obligation from officeholder dedication arrangements. Brands get a minimal effort, moment delight framework to keep current clients cheerful and pull in AI profiled new ones adequately.

Officeholder steadfastness arrangements depend on focuses, that can't be moved or traded. Focuses regularly lapse or swell turning out to be pointless and giving clients the sentiment of being cheated or utilized. As a result of that customers lose enthusiasm for the focuses based unwaveringness arrangements and brands themselves.

You tokens are money like prizes, which implies that every token has a worth, that you can spend as you wish. On Brand Tokens stage you can likewise reclaim them for items, administrations or rewards of your decision. You can offer them to another person, trade them for fiat monetary forms like USD or EUR, or cryptographic forms of money like ETH or BTC.

Your token can have a fiscal worth, in particular if it's exchanged available/trade. At exactly that point can individuals purchase or sell your token. Value/estimation of your token is then set by the market, which really implies that is worth as much as somebody is happy to pay for it. To comprehend what the cost of your token is, check the keep going exchange on your tokens advertise. There is no fixed worth, and you can't drive it to be fixed.

How might I win all the more utilizing tokens? 
The most effective method to utilize them best to gather more tokens, you can check how your preferred brands convey tokens to their clients on their subpage. Exchanging is another approach to acquire more from tokens, yet exchanging is related with chance. You can either pick up or lose your cash, so you shouldn't exchange on the off chance that you don't have the foggiest idea what you are doing.

Token BRND
● SYMBOL: BRND
● TOTAL SUPPLY: 1,000,000,000 BRND
● DECIMAL: 18
● BLOCKCHAIN: Ethereum - ERC20

Token Sale
● SOFT CAP: 250,000 USD
● HARD CAP: 1,000,000 USD
● ACCEPTED CURRENCIES: BTC / ETH / FIAT

Token Distribution
● 10%: Pre ICO
● 20%: Round I of an ICO
● 40%: Round II of an ICO
● 15%: Marketing
● 10%: Team
● 5%: Reserve & liquidity

Roadmap
2020
Q1
● Brandtokens OU Company is incorporated in Estonia as a software and technology company.
● New website allowing Sign-Up for both Brands and Users with opportunity of subscribing for favourite brands tokens.
● preICO open for internal clients (limited edition to only 100 mln tokens).
Q2
● Voting system for users to decide which Brands they welcome on the platform.
● ICO - 400 mln tokens in distribution.
● First 1.000 Brands in the system.
Q3
● Mock-ups of an application
● Launch of loyalty program in tokens with BRND and xB for beta-testers and early adopters.
Q4
● Open platform for every company, massive on-boarding.
● Marketing deals, growing brand and user base.
● Launch Marketing Automation Tools for Brands.
2021
Q1
● AI powered profiling, new quality in Marketing Automation.
● Platform development.
Q2
● ICO Round 2.
● Intense marketing of the platform.
Q4
● BRND token listed on exchange platforms.
● Buyback of BRND tokens for the first time.
● Platform development.

The Team
Robert Wesker: CEO & Co-Founder
Szczepan Bentyn: COO & Co-founder
Mohanraj MS: CTO
Tomasz Rozmus: CBD
Marta Lapacz: Business Developer
Mustafa Dahdouh: UX / UI Designer
Lirdi Cani: Project Manager
Zofia Pacholczyk: Social Media Manager
Khaled Mouhssine: International Sales Manager

information

Rabu, 10 Juni 2020

Cowrium

Cowrium
Cowrium ํ”Œ๋žซํผ
Cowrium์€ ์ค‘์†Œ๊ธฐ์—…์ด ํฌ๊ด„์  ์ธ ๋ธ”๋ก ์ฒด์ธ ์†”๋ฃจ์…˜์„ ์‰ฝ๊ฒŒ ์ฑ„ํƒํ•˜์—ฌ ์ค‘์†Œ๊ธฐ์—… ์‚ฐ์—…์„ ํ†ตํ•ด ๋น„์ฆˆ๋‹ˆ์Šค๋ฅผ ์ˆ˜ํ–‰ํ•˜๋Š” ์ˆ˜์ฒœ ๋ช…์˜ ๊ณ ๊ฐ์—๊ฒŒ ๋” ํšจ๊ณผ์ ์œผ๋กœ ์ ‘๊ทผ ํ•  ์ˆ˜ ์žˆ๋„๋ก ๊ฐœ๋ฐœ ๋œ ๋ธ”๋ก ์ฒด์ธ ํ”„๋กœ์ ํŠธ์ž…๋‹ˆ๋‹ค.

Cowrium ํ”Œ๋žซํผ์˜ ๊ณต์‹ ์•”ํ˜ธํ™” ํ์ธ Cowrie ์ฝ”์ธ์€ ์‹ค์ œ ๋ˆ์„ ํšจ๊ณผ์ ์œผ๋กœ ๋Œ€์ฒด ํ•  ๋””์ง€ํ„ธ ํ†ตํ™”๋ฅผ ๋‚˜ํƒ€๋ƒ…๋‹ˆ๋‹ค. ๋ชฉํ‘œ๋Š” ์‚ฌ์šฉํ•˜๊ธฐ ์‰ฌ์šด ํ”Œ๋žซํผ์„ ํ†ตํ•ด ๋ธ”๋ก ์ฒด์ธ ๊ธฐ์ˆ ์˜ ์ฑ„ํƒ์„ ๋Š˜๋ฆฌ๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค.

Cowrium์€ 2 ํ™‰ ๋„คํŠธ์›Œํฌ๋ฅผ ์‚ฌ์šฉํ•ฉ๋‹ˆ๋‹ค. ์ฒซ ๋ฒˆ์งธ ํ™‰์—์„œ ๊ด‘๋ถ€๋Š” ๋ธ”๋ก์„ ์‹๋ณ„ํ•˜๊ณ  ๋ธ”๋ก ์ฒด์ธ์— ํŠธ๋žœ์žญ์…˜์„ ๊ธฐ๋กํ•ฉ๋‹ˆ๋‹ค. ๋ฌผ๋ก  ๊ด‘๋ถ€๋Š” ๊ทธ ๋Œ€๊ฐ€๋กœ ์ฑ„๊ตด ๋œ ์ƒˆ๋กœ์šด ๋™์ „์œผ๋กœ ๋ณด์ƒ์„๋ฐ›์Šต๋‹ˆ๋‹ค. ๋‹ค๋ฅธ ํ™‰์€ ๊ฐ€์ƒ ์‚ฌ์„ค ์„œ๋ฒ„ (VPS)์—์„œ ํ˜ธ์ŠคํŒ…๋˜๋Š” ๋งˆ์Šคํ„ฐ ๋…ธ๋“œ๋กœ ๊ตฌ์„ฑ๋ฉ๋‹ˆ๋‹ค. ์ด๋“ค์€ ์ฆ‰์‹œ ๋ฐ ๊ฐœ์ธ ๊ฑฐ๋ž˜, ์˜ˆ์‚ฐ ์ฑ…์ • ๋ฐ ๋ถ„์‚ฐ ๊ด€๋ฆฌ๋ฅผ ๊ฐ€๋Šฅํ•˜๊ฒŒํ•˜๋Š” ํŠน์ˆ˜ ์„œ๋ฒ„์ž…๋‹ˆ๋‹ค.

๋งˆ์ด๋‹ : Cowrium ๋ธ”๋ก ์ฒด์ธ์€ CPU ๋ฐ GPU ๋งˆ์ด๋„ˆ๋ฅผ์œ„ํ•œ ์ง€์› ์‹œ์Šคํ…œ์œผ๋กœ ๋ธŒ๋ผ์šฐ์ € ๋‚ด ๋งˆ์ด๋‹๊ณผ ๋ชจ๋ฐ”์ผ ๋งˆ์ด๋‹์„ ๊ฒฐํ•ฉํ•˜์—ฌ Cowrium์˜ ํ•ด์‹œ ๋น„์œจ์„ ์‹ค์ œ๋กœ ๋ถ„์‚ฐ์‹œํ‚ค๊ณ  51 % ๊ณต๊ฒฉ์œผ๋กœ๋ถ€ํ„ฐ ๋ณดํ˜ธํ•˜๋ฉฐ ์›น ๋ฐ ๋ชจ๋ฐ”์ผ ์ฑ„๊ตด ์ž์—๊ฒŒ ๋” ๋‚˜์€ ์ˆ˜์ต์„ฑ์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค.

๋งˆ์Šคํ„ฐ ๋…ธ๋“œ : ๋งˆ์Šคํ„ฐ ๋…ธ๋“œ : Cowrium POS ๋งˆ์Šคํ„ฐ ๋…ธ๋“œ๋Š” Dash์™€ ์œ ์‚ฌํ•˜๋ฉฐ, ๋„คํŠธ์›Œํฌ์— ๊ฑฐ์˜ ์ฆ‰๊ฐ์ ์œผ๋กœ ์ œ๊ณตํ•˜๊ณ  ์ต๋ช… ๊ฑฐ๋ž˜๋ฟ๋งŒ ์•„๋‹ˆ๋ผ ์ง€๋ถˆ์„ ๋ณดํ˜ธํ•ฉ๋‹ˆ๋‹ค. Cowrium Blockchain์„ ์‚ฌ์šฉํ•˜๋ฉด CWR ๋ณด์œ ์ž๊ฐ€ ๋„คํŠธ์›Œํฌ๋ฅผ ๋ณดํ˜ธํ•˜๋Š” ๋ฐ ๋Œ€ํ•œ ๋Œ€๊ฐ€๋กœ ์Šคํ…Œ์ด ํ‚น์„ ํ†ตํ•ด ๊ณ ์ • ๋ณด์ƒ์„ ์–ป์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

ํ˜œํƒ
๊ธ€์Ž„, ๊ธฐ์กด์˜ ์•”ํ˜ธํ™” ์‹œ์Šคํ…œ์€ ์ €๋น„์šฉ, ๊ตญ๊ฒฝ ๊ฐ„ ์ง€๋ถˆ ๋“ฑ์˜ ์ผ์„ ์œ„ํ•ด ๋ˆ„๊ตฐ๊ฐ€๊ฐ€ ์ž ์žฌ๋ ฅ์ด ๋†’์€ ๋ธ”๋ก ์ฒด์ธ ๊ธฐ์ˆ ์— ํˆฌ์žํ•˜๊ฑฐ๋‚˜ ์ด์ต์„ ์–ป๋Š” ๊ฒƒ์„ ๋งค์šฐ ์‰ฝ๊ฒŒ ๋งŒ๋“ค์ง€ ์•Š์Šต๋‹ˆ๋‹ค. ๋˜ํ•œ ์‹ฌ๊ฐํ•œ ๋ถ€์กฑ์ด ์žˆ์Šต๋‹ˆ๋‹ค. cryptocurrencies๋ฅผ ์‚ฌ์šฉํ•˜๋Š” ์‹ค์ œ ์‘์šฉ ํ”„๋กœ๊ทธ๋žจ.

Cowrium์€ ์†Œ๊ทœ๋ชจ ๊ธฐ์—…์ด ๋ธ”๋ก ์ฒด์ธ ์†”๋ฃจ์…˜์„ ์‰ฝ๊ฒŒ ์ฑ„ํƒํ•˜์—ฌ ๊ณ ๊ฐ ๋„๋‹ฌ ๋ฒ”์œ„๋ฅผ ํ–ฅ์ƒ์‹œํ‚ค๊ณ  ๊ณ ๊ธ‰ ๊ธฐ์ˆ  ๋ฆฌ์†Œ์Šค๋กœ ๋น„์ฆˆ๋‹ˆ์Šค๋ฅผ ์„ฑ์žฅ์‹œํ‚ค๋Š” ๋ฐ ๋„์›€์ด๋˜๋Š” ๋ธ”๋ก ์ฒด์ธ ์—์ฝ” ์‹œ์Šคํ…œ์œผ๋กœ์ด๋ฅผ ๋ณ€๊ฒฝํ•˜๋Š” ๊ฒƒ์„ ๋ชฉํ‘œ๋กœํ•ฉ๋‹ˆ๋‹ค.

Cowrium์„ ๋‹ค๋ฅธ ๋Œ€๋ถ€๋ถ„์˜ ๋ธ”๋ก ์ฒด์ธ ํ”Œ๋žซํผ๋ณด๋‹ค ํ–ฅ์ƒ์‹œํ‚ค๋Š” ๊ธฐ๋Šฅ ์ค‘ ์ผ๋ถ€๋Š” ๋‹ค์ค‘ ํ†ตํ™” ์ง€๋ถˆ ์‹œ์Šคํ…œ, 2 ํ™‰ (PoW / PoS) ํ”„๋กœํ† ์ฝœ์ด์žˆ๋Š” ์Šค๋งˆํŠธ ๊ณ„์•ฝ ๋ผ์ด๋ธŒ๋Ÿฌ๋ฆฌ, ์›์ž ๊ตํ™˜, ์ง€๋Šฅํ˜• ํ’€๋ง ์‹œ์Šคํ…œ, ํ•˜์ดํผ ๋ธ”๋ก ๊ธฐ์ˆ , ๊ธฐ์—… ๊ฐœ์ธ ๊ณ„์•ฝ, ๋˜ํ’€์ด๋ฅผ ํฌํ•จํ•ฉ๋‹ˆ๋‹ค ๊ฒฐ์ œ ์˜ˆ์•ฝ, PrivateSend, ๋‹ค์ค‘ ์•”ํ˜ธํ™” ์•Œ๊ณ ๋ฆฌ์ฆ˜ ์ง€์›, Polysig๋ฅผ ํ†ตํ•œ ์„œ๋ช… ๋ฐ ์ฃผ์†Œ, InstantSend, ํ•˜์œ„ ์ฒด์ธ ๊ฐ„์˜ ์Šค๋งˆํŠธ ๊ณ„์•ฝ ์ƒํ˜ธ ์ž‘์šฉ, Conventional Ledger์™€ Old Legacy System (๋ฑ…ํ‚น) ๋ฐ New Ledger (Blockchain) ๊ฐ„์˜ ์ƒํ˜ธ ์šด์šฉ์„ฑ, ํŒ๋งค์ž ์›น ์†”๋ฃจ์…˜ , ๋ฉ€ํ‹ฐ ์ฝ”์ธ ๋ธŒ๋ผ์šฐ์ € ๋ฐ ๋ชจ๋ฐ”์ผ ์ง€๊ฐ‘, ์ค‘์†Œ ๊ธฐ์—…์„์œ„ํ•œ ๋งž์ถคํ˜• HTML API, ์†Œ๋น„์ž๋ฅผ์œ„ํ•œ ์„ ๋ถˆ ์ง๋ถˆ ์นด๋“œ, ๊ฐ€๋งน์  ๋กœ์—ดํ‹ฐ ํ”„๋กœ๊ทธ๋žจ ๋ฐ ์ถ”์ฒœ ๋ณด์ƒ.

์ „๋ง
Cowrium Project๋Š” ๊ธฐ์กด ๊ฒฝ์ œ ๊ฐœ๋ฐœ์„ ๋ชฉํ‘œ๋กœํ•˜๋Š” ๋ธ”๋ก ์ฒด์ธ ์ผ๋ฟ๋งŒ ์•„๋‹ˆ๋ผ ๋ธ”๋ก ์ฒด์ธ ๊ธฐ์ˆ ์„ ๊ธฐ๋ฐ˜์œผ๋กœํ•˜๋Š” ์™„์ „ํžˆ ์ƒˆ๋กœ์šด ๊ฒฝ์ œ ์‹œ์Šคํ…œ์ž…๋‹ˆ๋‹ค.

Cowrium๊ณผ ๊ฐ™์€ ๊ฐ•๋ ฅํ•œ ๋…๋ฆฝ ๋„คํŠธ์›Œํฌ๋ฅผ ๊ตฌ์ถ•ํ•˜๊ธฐ์œ„ํ•œ ์ฒซ ๋ฒˆ์งธ ์š”๊ตฌ ์‚ฌํ•ญ์€ ์‚ฌ์šฉ์ž๊ฐ€ Cowrie (CWR) ์ฝ”์ธ์„ ํš๋“ํ•˜๊ณ  ์‚ฌ์šฉํ•  ์ˆ˜์žˆ๋Š” ์œ ๋™์„ฑ๊ณผ ๋‹ค์–‘ํ•œ ๋ฐฉ๋ฒ•์„ ์ œ๊ณตํ•˜๋Š” ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์ด๋ฅผ ์œ„ํ•ด ์žฌ๋Šฅ ์žˆ๊ณ  ๊ฒฝํ—˜์ด ํ’๋ถ€ํ•œ ๊ฐœ๋ฐœ์ž ํŒ€์ด ๊ฑฐ๋ž˜์ž์™€ ์‚ฌ์šฉ์ž๊ฐ€ ์‰ฝ๊ฒŒ ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋„๋ก ๊ณ ์œ  ํ•œ ๊ฒฝ์ œ ์‹œ์Šคํ…œ์„ ๊ตฌ์ถ•ํ•˜๊ธฐ ์œ„ํ•ด ์—ด์‹ฌํžˆ ๋…ธ๋ ฅํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

์‹œ์Šคํ…œ์˜ ๋ชจ๋“  ์žฅ์น˜๋Š” Cowrium Pay ๋ชจ๋“ˆ์— ์ง์ ‘ ์—ฐ๊ฒฐ๋˜์–ด ์‚ฌ์šฉ์ž๊ฐ€ ๊ณ ์œ  ํ•œ ID๋ฅผ ์ œ๊ณตํ•ด์•ผํ•ฉ๋‹ˆ๋‹ค. ์ด๊ฒƒ์€ ์ „์ฒด ๊ฒฝ์ œ ์‹œ์Šคํ…œ์˜ ๊ธˆ์œต ์‹œ์Šคํ…œ์œผ๋กœ ์ž‘์šฉํ•˜์—ฌ ATM, POS ํ„ฐ๋ฏธ๋„ ๋˜๋Š” ์นด๋“œ ๋ฆฌ๋”์™€ ํ•จ๊ป˜ ์‚ฌ์šฉํ•  ์ˆ˜ ์žˆ๋„๋ก Cowrium Pay Debit / Credit ์นด๋“œ๋ฅผ ์ €์žฅ, ์ธ์ถœ, ์ง€๋ถˆ, CWR ์ฝ”์ธ ๋Œ€์—ฌ, ๋งํฌ ๋˜๋Š” ์š”์ฒญํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์„ธ๊ณ„ . Cowrium Payment Module ๋ฐ Financial System์€ Cowrium Foundation๊ณผ๋Š” ๋ณ„๋„์˜ ๊ธฐ๊ด€์—์„œ ์ง€์›ํ•ฉ๋‹ˆ๋‹ค.

๋˜ํ•œ ์„ฑ๊ณต์ ์ด๊ณ  ๋…๋ฆฝ์  ์ธ ๊ฒฝ์ œ ์‹œ์Šคํ…œ์„ ๋งŒ๋“ค๊ธฐ ์œ„ํ•ด Cowrium Network๋Š” Dash๋ฅผ ํฌํ•จํ•œ ์—ฌ๋Ÿฌ ์•”ํ˜ธ ํ™”ํ์—์„œ ๋ฐœ๊ฒฌ ๋œ ๊ฑฐ๋ฒ„๋„Œ์Šค ๊ธฐ๋Šฅ์„ ๊ตฌํ˜„ํ•  ๊ฒƒ์ž…๋‹ˆ๋‹ค. ์ด ๊ธฐ๋Šฅ์€ ์ด๋ฒคํŠธ ํ›„์›์ž, ์ž์„  ๋‹จ์ฒด, ๊ฐœ๋ฐœ์ž ์„ ๋ฌผ ๋“ฑ์„ ํฌํ•จํ•˜์—ฌ ์ปค๋ฎค๋‹ˆํ‹ฐ ํšŒ์›์ด ์ œ์ถœ ํ•œ ์ œ์•ˆ์„ ์„ ํƒ, ์ž๊ธˆ ์ง€์› ๋˜๋Š” ๊ฑฐ๋ถ€ํ•˜๋Š” ๊ธฐ๋Šฅ์„ ํฌํ•จํ•˜์—ฌ ๋งˆ์Šคํ„ฐ ๋…ธ๋“œ ๋ณด์œ ์ž์—๊ฒŒ ํŠน์ • ๊ถŒํ•œ์„ ์ œ๊ณตํ•˜๋„๋ก ์„ค๊ณ„๋˜์—ˆ์Šต๋‹ˆ๋‹ค. ํฌ๋ผ์šฐ๋“œ ํŽ€๋”ฉ ๊ธฐ๋Šฅ์„ ํ†ตํ•ด ์ปค๋ฎค๋‹ˆํ‹ฐ๋Š” ํƒ€์‚ฌ ๊ฐœ๋ฐœ ํŒ€์— ์˜์กดํ•˜์ง€ ์•Š๊ณ  ๋ฏธ๋””์–ด / ์ด๋ฒคํŠธ ๊ฐœ๋ฐœ ํ”„๋กœ์ ํŠธ ๋ฐ ์‡ผ๋ฅผ์œ„ํ•œ ๊ธฐ๊ธˆ์„ ๋ชจ์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

๋‹ค์ค‘ ํ†ตํ™” ๊ฒฐ์ œ ์‹œ์Šคํ…œ-๊ฐ€๋งน์ ๊ณผ ์†Œ๋น„์ž๊ฐ€ ์ „์šฉ ๋ชจ๋ฐ”์ผ ๋ฐ ์›น ์•ฑ์„ ํ†ตํ•ด ๋ชจ๋“  ์ฝ”์ธ์—์„œ ๊ฒฐ์ œ๋ฅผ ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

ํ•˜์œ„ ์ฒด์ธ ๊ฐ„์˜ ์Šค๋งˆํŠธ ๊ณ„์•ฝ ์ƒํ˜ธ ์ž‘์šฉ-๊ธฐ๋Šฅ์„ ํ†ตํ•ด Cowrium ๋ฐ Private Masternodes๋ฅผ ํ†ตํ•ด ๋ธ”๋ก ์ฒด์ธ์˜ ์ƒํ˜ธ ์šด์šฉ์„ฑ์ด ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค.

Multicurrency ICO Platform-ICO๊ฐ€ ์›ํ•˜๋Š” ์•”ํ˜ธ ํ™”ํ๋กœ ์ง€๋ถˆ์„ ์ˆ˜๋ฝ ํ•  ์ˆ˜์žˆ๋Š” ๊ธฐ๋Šฅ์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค.

Smart Contract Library-๊ธฐ์กด PoW (1 ํ™‰)์™€ ๋น„๊ตํ•˜์—ฌ 2- ํ™‰-์ž‘์—… ์ฆ๋ช… ๋Œ€ ์Šคํ…Œ์ดํฌ ์ฆ๋ช… ํ”„๋กœํ† ์ฝœ์„ ๊ตฌํ˜„ํ•˜์—ฌ ๋ณด์•ˆ์„ ๊ฐ•ํ™”ํ•˜๊ณ  ์‰ฝ๊ฒŒ ๊ตฌํ˜„ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

InstantSend-InstantSend ๊ธฐ์ˆ ๋กœ ์•Œ๋ ค์ง„ ๊ฑฐ์˜ ์ฆ‰๊ฐ์ ์ธ ๊ฒฐ์ œ๋Š” ๋Œ€์‹œ 1.3 ์ดˆ์— ๋น„ํ•ด ๊ฑฐ๋ž˜ ๋‹น ํ‰๊ท  0.5 ์ดˆ๋กœ ์„ค๊ณ„๋˜์—ˆ์Šต๋‹ˆ๋‹ค.

PrivateSend-์ด ๊ธฐ์ˆ ์€ ๋งˆ์Šคํ„ฐ ๋…ธ๋“œ ๋„คํŠธ์›Œํฌ๋ฅผ ํ†ตํ•ด ์ž๊ธˆ์„ ํ˜ผํ•ฉํ•˜์—ฌ ์ž๊ธˆ์˜ ์ถœ์ฒ˜๋ฅผ ๊ฑฐ์˜ ์ถ”์  ํ•  ์ˆ˜ ์—†์Šต๋‹ˆ๋‹ค.

๊ณ„์•ฝ์— ์ฐธ์—ฌํ•˜๋ ค๋Š” ์‚ฌ์šฉ์ž ๋งŒ ์‹คํ–‰ํ•  ์ˆ˜ ์žˆ์ง€๋งŒ ๊ณต๊ฐœ์ ์œผ๋กœ ํ™•์ธํ•  ์ˆ˜์žˆ๋Š” ์—”ํ„ฐํ”„๋ผ์ด์ฆˆ ๊ฐœ์ธ ๊ณ„์•ฝ.

์ง€๋Šฅํ˜• ํ’€๋ง ์‹œ์Šคํ…œ-์ง€์—ฐ์„ ๋ฐฉ์ง€ํ•˜๊ธฐ ์œ„ํ•ด ํŠธ๋žœ์žญ์…˜์˜ ์šฐ์„  ์ˆœ์œ„๋ฅผ ์ง€์ •ํ•˜์—ฌ ๊ธฐ์กด ๋ธ”๋ก ์ฒด์ธ์˜ Mempool ๊ณผ๋ถ€ํ•˜ ๋ฌธ์ œ๋ฅผ ํšจ๊ณผ์ ์œผ๋กœ ํ•ด๊ฒฐํ•ฉ๋‹ˆ๋‹ค.

ํ•˜์ดํผ ๋ธ”๋ก ๊ธฐ์ˆ -ํŠธ๋žœ์žญ์…˜์„ ์ •๊ธฐ์ ์œผ๋กœ ์••์ถ•ํ•˜์—ฌ ๋ธ”๋ก ์ฒด์ธ ํฌ๊ธฐ๋ฅผ ์ค„์ด๊ณ  RAM / ๋“œ๋ผ์ด๋ธŒ ๊ณต๊ฐ„ ์š”๊ตฌ ์‚ฌํ•ญ์„ ์ค„์ž„์œผ๋กœ์จ ๊ณ ์„ฑ๋Šฅ ๋ฐ ํ™•์žฅ ์„ฑ์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค.

Polysig๋ฅผ ํ†ตํ•œ ๋‹ค์ค‘ ์•”ํ˜ธํ™” ์•Œ๊ณ ๋ฆฌ์ฆ˜, ์„œ๋ช… ๋ฐ ์ฃผ์†Œ ์ง€์›-์–‘์ž ๊ณต๊ฒฉ์— ๋Œ€ํ•œ ๋ณดํ˜ธ ๊ธฐ๋Šฅ ์ œ๊ณต.

Atomic Swap (Atomic Swap)-Cowrium ์‚ฌ์šฉ์ž ์ง€๊ฐ‘์—์„œ ์‚ฌ์šฉ ๊ฐ€๋Šฅํ•œ ์Šค๋งˆํŠธ ๊ณ„์•ฝ ๊ธฐ๋Šฅ์œผ๋กœ ํƒ€์‚ฌ์—†์ด ๋‹ค์–‘ํ•œ ์•”ํ˜ธ ํ™”ํ (์ฝ”์ธ)๊ฐ„์— ๊ตํ™˜ ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

๋ฐ˜๋ณต ๊ฒฐ์ œ ๋ฐ ์˜ˆ์•ฝ ๊ฒฐ์ œ ๊ธฐ๋Šฅ์€ ์‚ฌ์šฉ์ž๊ฐ€ ์ง€๊ฐ‘์„ ํ†ตํ•ด ๋ฐ˜๋ณต ๊ฒฐ์ œ ๋˜๋Š” ๊ตฌ๋… ๊ฒฐ์ œ๋ฅผ ์˜ˆ์•ฝ ํ•  ์ˆ˜์žˆ๋Š” ๊ธฐ๋Šฅ์ž…๋‹ˆ๋‹ค.

์ถ”์ฒœ ๋ฆฌ์›Œ๋“œ ํ”„๋กœ๊ทธ๋žจ-๊ณ ๊ฐ๊ณผ ๊ฐ€๋งน์ ์€ ๋‹ค๋ฅธ ์‚ฌ๋žŒ์„ ์ถ”์ฒœํ•˜์—ฌ ํ”Œ๋žซํผ์— ๊ฐ€์ž…ํ•จ์œผ๋กœ์จ ๋” ๋งŽ์€ ์ˆ˜์ต์„ ์˜ฌ๋ฆด ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

๊ฐ€๋งน์  ๋กœ์—ดํ‹ฐ ํ”„๋กœ๊ทธ๋žจ-์›น ์‚ฌ์ดํŠธ / ์•ฑ์„ ํ†ตํ•ด ๊ฐ€๋งน์ ์—์„œ ์ฑ„๊ตด ๋œ CWR ์ฝ”์ธ ํ˜•ํƒœ์˜ ๋ณด์ƒ์„ ์‚ฌ์šฉ์ž์—๊ฒŒ ์ œ๊ณต ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

Cowrium ํ”„๋กœ์ ํŠธ๋Š” ๋‹ค์Œ 5 ๊ฐ€์ง€ ์—”ํ‹ฐํ‹ฐ๋กœ ๊ตฌ์„ฑ๋ฉ๋‹ˆ๋‹ค.
  1. ๋‹ค์ฐจ์› ์  ์Šค๋งˆํŠธ ๊ณ„์•ฝ
  2. Cowrie-๋Œ€์ค‘ ์ค‘์‹ฌ์˜ ์•”ํ˜ธ ํ™”ํ
  3. CowDEX-๋ณด์•ˆ์ด ๊ฐ•ํ™” ๋œ ๋ถ„์‚ฐ ๊ตํ™˜
  4. ErrandBoy-Fiat์—์„œ ์•”ํ˜ธ๋ฅผ ๋ณด๋‚ด๊ณ ๋ฐ›์„ ์ˆ˜์žˆ๋Š” DAP
  5. Cowrie Stability AI-์‹œ์žฅ์„ ์˜ˆ์ธกํ•˜๊ณ  ์˜ˆ์ธก ๊ฐ€๋Šฅํ•œ ์†”๋ฃจ์…˜์„ ์ œ์•ˆ ํ•  ์ˆ˜์žˆ๋Š” ์ธ๊ณต ์ง€๋Šฅ ์‹œ์Šคํ…œ-๋ฒ„ํผ ์‹œ์Šคํ…œ์€ Cowrie๋ฅผ ์•ˆ์ •ํ™”ํ•˜๊ณ  ์‹œ์žฅ ๋ณ€๋™์„ฑ์œผ๋กœ๋ถ€ํ„ฐ ์‹œ์Šคํ…œ์„ ๋ณดํ˜ธํ•ฉ๋‹ˆ๋‹ค.

ํ† ํฐ
2020 ๋…„ 1 ์›” 1 ์ผ ์‹œ์ž‘ (00:01 AM UCT)
ํŒ๋งค์šฉ ํ† ํฐ ์ˆ˜ 1,000,000,000 CWRX
2020 ๋…„ 5 ์›” 30 ์ผ ์ข…๋ฃŒ (11:59 PM UCT)
ํ† ํฐ ํ™˜์œจ 1 CWR = 0.075 USD
ํ—ˆ์šฉ๋˜๋Š” ํ†ตํ™” BTC, ETH, LTC, USD, NGN (12)
์ตœ์†Œ ๊ฑฐ๋ž˜ ๊ธˆ์•ก ๋‹จ๊ณ„์— ๋”ฐ๋ผ ๋‹ค๋ฆ„

์„ธ๋ถ€
์‚ฌ์ „ ํŒ๋งค : 2020 ๋…„ 1 ์›” 1 ์ผ-2020 ๋…„ 1 ์›” 31 ์ผ
๊ณต๊ฐœ ํŒ๋งค : 2020 ๋…„ 1 ์›” 1 ์ผ-2020 ๋…„ 5 ์›” 30 ์ผ
ํ† ํฐ ๊ณต๊ธ‰ : 2,000,000,000 CWR
ํŒ๋งค์šฉ ์ด ํ† ํฐ : 1,000,000 CWR
์†Œํ”„ํŠธ ์บก : 500,000 USD
ํ•˜๋“œ ์บก : 5,000,000 USD

ํ† ํฐ ๋ถ„๋ฐฐ :
55 %-์ œํ’ˆ ๊ฐœ๋ฐœ ๋ฐ ๊ตฌํ˜„
25 %-๋งˆ์ผ€ํŒ… ๋ฐ ์ปค๋ฎค๋‹ˆํ‹ฐ
10 %-๊ด€๋ฆฌ ๋ฐ ์ผ๋ฐ˜
5 %-๋ฒ•๋ฅ 
5 %-๋ณด์•ˆ ๋ฐ ๊ทœ์ • ์ค€์ˆ˜

์ž๊ธˆ ํ• ๋‹น :
50 %-ํ† ํฐ ํŒ๋งค ๋ฐ ํŒ๋งค ํ›„ ์ถ”์ฒœ ๋ณด์ƒ ํ”„๋กœ๊ทธ๋žจ
20 %-์ฐฝ๋ฆฝ์ž ๋ฐ ํŒ€
10 %-๋งˆ์ผ€ํŒ… ๋ฐ ๊ณ ๋ฌธ
10 %-๋ฏธ๋ž˜ ํŒŒํŠธ๋„ˆ์‹ญ
5 %-๋ฐ”์šดํ‹ฐ, ์—์–ด ๋“œ๋ž, ์ถ”์ฒœ ๋“ฑ
5 %-ํŠน๋ณ„ ํ”„๋กœ์ ํŠธ : DAPP

์šฐ๋ฆฌ์˜ ๋กœ๋“œ๋งต
1-2020
ํ”„๋ฆฌ ICO | ํ”„๋กœํ†  ํƒ€์ž… ์ถœ์‹œ
2-2020
์ƒˆ๋กœ์šด ์›น ์‚ฌ์ดํŠธ | ์›”๋ › ์ถœ์‹œ | IEO / ์ฃผ์š” ๊ฑฐ๋ž˜์†Œ ์ƒ์žฅ
3 ๋ถ„๊ธฐ-2020 ๋…„
POS ์ถœ์‹œ | ๊ฒฐ์ œ ๊ฒŒ์ดํŠธ์›จ์ด ํ”Œ๋Ÿฌ๊ทธ์ธ
4 ~ 2020 ๋…„
ํƒˆ ์ค‘์•™ํ™” ๊ฑฐ๋ž˜์†Œ ์ถœ์‹œ (CowDex) | ๋ชจ๋ฐ”์ผ ๋งˆ์ด๋‹ | ๋ฐ˜๋ณต ์›”๋ › ๊ฒฐ์ œ | ErrandBoy (๋ฒ ํƒ€) ๋Ÿฐ์นญ
1-2021
Cowrium Summit | ErrandBoy ๊ณต์‹ ์ถœ์‹œ | ์Šค๋งˆํŠธ ๊ณ„์•ฝ / ICO ํ† ํฐ ์ถœ์‹œ
2021 ๋…„ 2 ์‚ฌ๋ถ„๊ธฐ
๊ธˆ์œต ๊ธฐ๊ด€๊ณผ์˜ ํ† ๋ก  | ์—…๋ฌด ๋ฒ”์œ„ ํ™•๋Œ€ | ์ „์„ธ๊ณ„ ํ”„๋กœ๋ชจ์…˜
3 ๋ถ„๊ธฐ-2021 ๋…„
์ƒํ˜ธ ์šด์šฉ์„ฑ ์†”๋ฃจ์…˜ Testnet | ๊ธฐ์กด ๊ธˆ์œต ๊ธฐ๊ด€๊ณผ์˜ ํŒŒํŠธ๋„ˆ์‹ญ | ๊ธฐ์กด ๊ธˆ์œต ๊ธฐ๊ด€ ์ธ์ˆ˜์— ๋Œ€ํ•œ ํˆฌ์ž
Q4-2021
์ƒˆ๋กœ์šด ํŒŒํŠธ๋„ˆ์‹ญ
2018 ๋…„ 1 ๋ถ„๊ธฐ
Cowrie Idea๊ฐ€ ํƒ„์ƒํ–ˆ์Šต๋‹ˆ๋‹ค | ์ปจ์…‰ ๊ฐœ๋ฐœ.
2018 ๋…„ 2 ๋ถ„๊ธฐ
ํŒ€ ๋นŒ๋”ฉ | ์‚ฐ์—… ์ „๋ฌธ๊ฐ€์™€์˜ ์ƒ๋‹ด
2018 ๋…„ 3 ์‚ฌ๋ถ„๊ธฐ
๋ฒ•์  ๋ฌธ์ œ ํ•ด๊ฒฐ | ๋ฏผ๊ฐ„ ํˆฌ์ž์ž์™€์˜ ํ† ๋ก 
Cowrium ์ฑ„์šฉ | ๋ฏผ๊ฐ„ ํˆฌ์ž
2018 ๋…„ 4 ๋ถ„๊ธฐ
์•ž์„œ ํ•ด๋ณด๊ธฐ | ์›น ์‚ฌ์ดํŠธ ์‹œ์ž‘
2019 ๋…„ 1 ๋ถ„๊ธฐ
ํ–‰์‚ฌ ๊ณต๊ณ  | ๊ธฐ์ˆ  ์„ค์ •
2019 ๋…„ 2 ๋ถ„๊ธฐ
ํ”„๋กœ์ ํŠธ ๊ฐœ๋ฐœ | ICO (์ œํ•œ์ )
2019 ๋…„ 3 ๋ถ„๊ธฐ
์ƒˆ๋กœ์šด ์›น ์‚ฌ์ดํŠธ | ํ”„๋กœ์ ํŠธ ๊ฐœ๋ฐœ
2019 ๋…„ 4 ๋ถ„๊ธฐ
ํ…Œ์ŠคํŠธ ๊ธฐ๊ฐ„

ํŒ€
Emmanuel Haastrup-์ฐฝ๋ฆฝ์ž / ์ตœ๊ณ  ์ง€ํœ˜์ž
Praveen Dagdi-์ œํ’ˆ ๊ด€๋ฆฌ์ž
Deepanshu Bhatt-์ตœ๊ณ  ๋งˆ์ผ€ํŒ… ์ฑ…์ž„์ž
Shobhit Sharma-๋ฆฌ๋“œ : ๋ธ”๋ก ์ฒด์ธ ๊ฐœ๋ฐœ
Priyanka Chouhan-๋ฆฌ๋“œ : ์‚ฌ์—… ๊ฐœ๋ฐœ
Aanuoluwapo ์ตœ๊ณ -๋ฆฌ๋“œ : ์ปค๋ฎค๋‹ˆํ‹ฐ ๊ฐœ๋ฐœ
Kshama Verma-๋ฆฌ๋“œ : ๋ฐฑ์—”๋“œ ๊ฐœ๋ฐœ์ž, API, NODE
Pedetin A. Obadimeji-๋ฆฌ๋“œ : ๋ฒ•๋ฅ 

๊ณ ๋ฌธ
Chloe Khok-ํ”„๋กœ์„ธ์Šค ๋ฐ ๊ต์œก
์ง€์ง€์ž-๊ธฐ์ˆ 
๋ฐ”๋„ ํŒŒ์ด์‚ด-์‚ฌ์—… ๊ฐœ๋ฐœ (์•„ํ”„๋ฆฌ์นด)
๋งˆ๋ฆฌ๋‚˜ ์†Œ ์ฝœ๋กœ ๋ฐ”-์‚ฌ์—… ๊ฐœ๋ฐœ (๋™์œ ๋Ÿฝ)

์ •๋ณด

์ €์ž
Sang Hyang Rancasan
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